National Cash Back Day

Celebrated each year on the first Thursday in November, National Cash Back Day is a time when retailers offer extra cash-back deals to reward shoppers.

History of National Cash Back Day

The observance was established in 2019 by RetailMeNot to give shoppers a special opportunity to earn back part of their spending just as the holiday shopping season ramps up.
Since its introduction, it has become an annual “kick-off” for savvy buying, with many online and brick-and-mortar stores promoting enhanced cash-back offers to incentivize early shopping.

Why is National Cash Back Day important?

This day highlights the value of smart spending, reminding consumers that purchases can come with rewards and not just costs. It helps raise awareness of cash-back programs and encourages financial mindfulness.
For retailers and the broader economy, it’s a useful moment: boosting early season sales, drawing in customers, and creating a shared shopping surge that benefits both businesses and buyers.

• It makes shoppers look for extra value in purchases.
• It encourages planning and timing of purchases rather than impulse buying.
• It showcases cash-back as a real benefit, not just a marketing gimmick.
• It gives retailers a chance to stand out with special offers.
• It can lead to more budget-friendly holiday spending.

How to Celebrate (or Observe) National Cash Back Day

Start by reviewing any cash-back platforms, apps, or credit cards you use to identify deals being promoted for the day. Compare offers across multiple retailers, and stack rewards where possible (for example, combining cash back plus a sale).
Consider your needs and wants ahead of time—use the day as an excuse to buy something you already planned for or to invest in a bigger purchase you’ve been holding off. Then keep track of when the cash-back will post, so you use the benefit wisely.

• Check cash-back apps and websites early in the day.
• Compare offers from different retailers before buying.
• Make sure you understand terms (minimum spend, excluded items, timing).
• Use the earned cash-back toward future purchases or savings.
• Share your finds or deals with friends or on social media using the event hashtag.

National Cash Back Day Dates Table